MIDTOWN BAY

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Beach Road / Bugis / Rochor (D07)CondoTOP: 2023

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2023
Total units219
DeveloperGuocoland
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,686 /mo

Loan amountS$1,191,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,191,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,300 /month

S$5,686 estimated instalment

Your affordability range

S$1,350,000

Buyer value

S$1,588,000

Recommended

S$1,720,000

Comfortable

Buyer stamp duty

S$49,000

Legal fees (est.)

S$3,500

Total cash needed

S$449,500

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area409 sqft
LayoutRequest from agent

Price trend

May 2026

S$5,638/mo

Mar '25Oct '25May '26
Listing psfS$3,883 psf
Project avg psfNot listed
Market sample96 records

Transactions

May 20261 BR · 400-500 · BEACH ROADS$5,000
May 20261 BR · 400-500 · BEACH ROADS$4,500
May 20261 BR · 400-500 · BEACH ROADS$4,200
May 20261 BR · 500-600 · BEACH ROADS$4,000
May 20262 BR · 700-800 · BEACH ROADS$6,300
May 20262 BR · 700-800 · BEACH ROADS$6,500
Recent sale records0
Recent rental records96
Tenure / TOP99-year Leasehold / 2023
Midtown Bay Condominium For Sale at $1,588,000 | Homejourney