404 PANDAN GARDENS

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PANDAN GARDENS SINGAPORE 600404HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,389 /mo

Loan amountS$452,518 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$452,518

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$8,000 /month

S$2,389 estimated instalment

Your affordability range

S$480,000

Buyer value

S$568,000

Recommended

S$610,000

Comfortable

Buyer stamp duty

S$11,640

Legal fees (est.)

S$3,500

Total cash needed

S$130,622

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,227 sqft
LayoutRequest from agent

Price trend

May 2026

S$465/psf

Nov '24Sept '25May '26
Listing psfS$463 psf
Project avg psfS$461 psf
Market sample100 records

Transactions

May 20265 ROOM · 04 TO 06S$520,000(465 psf)
Apr 20263 ROOM · 07 TO 09S$368,000(475 psf)
Apr 20263 ROOM · 10 TO 12S$392,000(499 psf)
Mar 20263 ROOM · 07 TO 09S$368,000(468 psf)
Mar 20265 ROOM · 04 TO 06S$460,000(411 psf)
Feb 20264 ROOM · 04 TO 06S$450,000(431 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
404 Pandan Gardens HDB For Sale at $568,000 | Homejourney