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Orchard / River Valley (D09)CondoTOP: 2016

Key facts

Property typeCondo
Tenure999-year Leasehold
TOP2016
Total units18
DeveloperOptimus Hill Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,455 /mo

Loan amountS$933,188 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$933,188

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,100 /month

S$4,455 estimated instalment

Your affordability range

S$1,060,000

Buyer value

S$1,550,000

Recommended

S$1,670,000

Comfortable

Buyer stamp duty

S$47,100

Legal fees (est.)

S$3,500

Total cash needed

S$667,412

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area711 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$2,096/psf

Jul '22May '24Jan '26
Listing psfS$2,180 psf
Project avg psfS$1,750 psf
Market sample3 records

Transactions

Jan 2026Sale recordS$880,000(2,096 psf)
May 2024Sale recordS$950,000(1,665 psf)
Jul 2022Sale recordS$850,000(1,490 psf)
Recent sale records3
Recent rental records55
Tenure / TOP999-year Leasehold / 2016