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Orchard / River Valley (D09)CondoTOP: 2016

Key facts

Property typeCondo
Tenure999-year Leasehold
TOP2016
Total units18
DeveloperOptimus Hill Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,550 /mo

Loan amountS$1,162,500 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

NS23 SOMERSET MRT STATION
8 min walk
SOMERSET MRT STATION
Nearby
SRIVER VALLEY PRIMARY SCHOOL
0.6 km
SOUTRAM SECONDARY SCHOOL
0.8 km
View all nearby

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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,162,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,100 /month

S$5,550 estimated instalment

Your affordability range

S$1,320,000

Buyer value

S$1,550,000

Recommended

S$1,670,000

Comfortable

Buyer stamp duty

S$47,100

Legal fees (est.)

S$3,500

Total cash needed

S$438,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area711 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$2,600/mo

May '22May '24Mar '26
Listing psfS$2,180 psf
Project avg psfNot listed
Market sample55 records

Transactions

Mar 20261 BR · 500-600 · INSTITUTION HILLS$2,600
Jan 20261 BR · 400-500 · INSTITUTION HILLS$2,950
Dec 20251 BR · 400-500 · INSTITUTION HILLS$3,100
Dec 20251 BR · 400-500 · INSTITUTION HILLS$2,800
Nov 20251 BR · 400-500 · INSTITUTION HILLS$2,700
May 20251 BR · 400-500 · INSTITUTION HILLS$2,700
Recent sale records0
Recent rental records55
Tenure / TOP999-year Leasehold / 2016