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Mandai / Upper Thomson (D26)CondoTOP: 2008

Key facts

Property typeCondo
TenureFreehold
TOP2008
Total units421
DeveloperMCL Land Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$8,130 /mo

Loan amountS$1,703,016 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,703,016

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$14,800 /month

S$8,130 estimated instalment

Your affordability range

S$1,930,000

Buyer value

S$2,838,000

Recommended

S$3,070,000

Comfortable

Buyer stamp duty

S$111,500

Legal fees (est.)

S$3,500

Total cash needed

S$1,249,984

Kai insight

Based on this price, the Singpass-style estimate needs about S$14,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area1,302 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$2,030/psf

Nov '23Feb '25Jan '26
Listing psfS$2,180 psf
Project avg psfS$1,744 psf
Market sample29 records

Transactions

Jan 2026Sale recordS$2,053,800(2,030 psf)
Nov 2025Sale recordS$2,608,000(2,071 psf)
Oct 2025Sale recordS$2,226,667(1,783 psf)
Sept 2025Sale recordS$2,588,000(2,073 psf)
Aug 2025Sale recordS$2,805,599.5(1,949.5 psf)
Jun 2025Sale recordS$2,800,000(1,832 psf)
Recent sale records29
Recent rental records299
Tenure / TOPFreehold / 2008