A TREASURE TROVE

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2015

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2015
Total units882
DeveloperSim Lian JV (Punggol Central) Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,976 /mo

Loan amountS$1,251,828 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,251,828

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,900 /month

S$5,976 estimated instalment

Your affordability range

S$1,420,000

Buyer value

S$2,000,000

Recommended

S$2,160,000

Comfortable

Buyer stamp duty

S$69,600

Legal fees (est.)

S$3,500

Total cash needed

S$821,272

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,206 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,652/psf

Oct '24Jul '25Mar '26
Listing psfS$1,658 psf
Project avg psfS$1,384 psf
Market sample54 records

Transactions

Mar 2026Sale recordS$1,635,000(1,651.5 psf)
Feb 2026Sale recordS$1,736,500(1,491.75 psf)
Jan 2026Sale recordS$1,595,000(1,652.75 psf)
Dec 2025Sale recordS$1,551,600(1,599 psf)
Nov 2025Sale recordS$1,780,000(1,355.5 psf)
Oct 2025Sale recordS$1,810,000(1,601 psf)
Recent sale records54
Recent rental records999
Tenure / TOP99-year Leasehold / 2015