240 HOUGANG STREET 22

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HOUGANG STREET 22 SINGAPORE 530240HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,902 /mo

Loan amountS$360,429 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$360,429

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$6,300 /month

S$1,902 estimated instalment

Your affordability range

S$380,000

Buyer value

S$470,000

Recommended

S$510,000

Comfortable

Buyer stamp duty

S$8,700

Legal fees (est.)

S$3,500

Total cash needed

S$121,771

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area796 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$569/psf

May '24Jun '25Jul '26
Listing psfS$590 psf
Project avg psfS$566 psf
Market sample100 records

Transactions

Jul 20264 ROOM · 10 TO 12S$636,888(569 psf)
May 20265 ROOM · 04 TO 06S$670,888(499 psf)
Apr 20264 ROOM · 01 TO 03S$583,000(595 psf)
Apr 20263 ROOM · 04 TO 06S$410,000(569 psf)
Apr 20263 ROOM · 01 TO 03S$410,000(569 psf)
Mar 20264 ROOM · 07 TO 09S$626,888(560 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
240 Hougang Street 22 HDB For Sale at $470,000 | Homejourney