407 SERANGOON AVENUE 1

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SERANGOON AVENUE 1 SINGAPORE 550407HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,497 /mo

Loan amountS$662,448 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$662,448

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$11,700 /month

S$3,497 estimated instalment

Your affordability range

S$700,000

Buyer value

S$908,000

Recommended

S$980,000

Comfortable

Buyer stamp duty

S$21,840

Legal fees (est.)

S$3,500

Total cash needed

S$270,892

Kai insight

Based on this price, the Singpass-style estimate needs about S$11,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area1,119 sqft
LayoutRequest from agent

Price trend

May 2026

S$735/psf

Jun '24Apr '25May '26
Listing psfS$811 psf
Project avg psfS$740 psf
Market sample100 records

Transactions

May 20264 ROOM · 01 TO 03S$838,888(742 psf)
May 20264 ROOM · 01 TO 03S$805,000(712 psf)
May 20265 ROOM · 04 TO 06S$980,000(752 psf)
Mar 20264 ROOM · 04 TO 06S$852,500(754 psf)
Mar 20264 ROOM · 07 TO 09S$850,000(752 psf)
Feb 20264 ROOM · 13 TO 15S$910,000(748 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
407 Serangoon Avenue 1 HDB For Sale at $908,000 | Homejourney