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Hougang / Punggol / Sengkang (D19)CondoTOP: 2005

Key facts

Property typeCondo
TenureFreehold
TOP2005
Total units22
DeveloperRevitech Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,059 /mo

Loan amountS$1,059,650 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,059,650

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$9,200 /month

S$5,059 estimated instalment

Your affordability range

S$1,200,000

Buyer value

S$1,490,000

Recommended

S$1,610,000

Comfortable

Buyer stamp duty

S$44,200

Legal fees (est.)

S$3,500

Total cash needed

S$478,050

Kai insight

Based on this price, the Singpass-style estimate needs about S$9,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area1,109 sqft
LayoutRequest from agent

Price trend

Jul 2024

S$1,320/psf

Oct '23Jul '24
Listing psfS$1,344 psf
Project avg psfS$1,274 psf
Market sample2 records

Transactions

Jul 2024Sale recordS$1,567,500(1,320 psf)
Oct 2023Sale recordS$2,200,000(1,181 psf)
Recent sale records2
Recent rental records17
Tenure / TOPFreehold / 2005