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Seletar / Yio Chu Kang (D28)CondoTOP: 1993

Key facts

Property typeCondo
Tenure999-year Leasehold
TOP1993
Total units292
DeveloperTeo Soo Chuan Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$16,113 /mo

Loan amountS$3,375,000 (75%)
Stress rate4.00%
Loan tenure30 years
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MRT & Schools(within 1km)

NS15 Yio Chu Kang MRT Station
Nearby
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$3,375,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$29,300 /month

S$16,113 estimated instalment

Your affordability range

S$3,830,000

Buyer value

S$4,500,000

Recommended

S$4,860,000

Comfortable

Buyer stamp duty

S$209,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,338,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$29,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration5 bed / 5 bath
Floor area3,412 sqft
LayoutRequest from agent

Price trend

May 2026

S$4,750/mo

Jul '24Jun '25May '26
Listing psfS$1,319 psf
Project avg psfNot listed
Market sample169 records

Transactions

May 20264 BR · 2000-2100 · CACTUS DRIVES$5,500
May 20263 BR · 1200-1300 · CACTUS DRIVES$4,000
Mar 20263 BR · 1200-1300 · CACTUS DRIVES$3,800
Mar 20263 BR · 1600-1700 · CACTUS DRIVES$4,400
Feb 20263 BR · 1200-1300 · CACTUS DRIVES$4,000
Jan 20264 BR · 2700-2800 · CACTUS DRIVES$5,200
Recent sale records0
Recent rental records169
Tenure / TOP999-year Leasehold / 1993