ORCHARD SOPHIA

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Orchard / River Valley (D09)CondoTOP: 2027

Key facts

Property typeCondo
TenureFreehold
TOP2027
Total units78
DeveloperOrchard Sophia Pte Ltd (DB2)
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,759 /mo

Loan amountS$1,415,708 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,415,708

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$12,300 /month

S$6,759 estimated instalment

Your affordability range

S$1,600,000

Buyer value

S$2,143,600

Recommended

S$2,320,000

Comfortable

Buyer stamp duty

S$76,780

Legal fees (est.)

S$3,500

Total cash needed

S$808,172

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area667 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$3,075/psf

Oct '23Feb '25Feb '26
Listing psfS$3,214 psf
Project avg psfS$2,830 psf
Market sample20 records

Transactions

Feb 2026Sale recordS$2,044,000(3,075 psf)
Jan 2026Sale recordS$1,724,940(2,671 psf)
Nov 2025Sale recordS$2,062,560(3,045 psf)
Oct 2025Sale recordS$1,770,810(2,732.833 psf)
Sept 2025Sale recordS$1,796,474(2,752.8 psf)
Aug 2025Sale recordS$1,665,059.111(2,733.778 psf)
Recent sale records20
Recent rental records0
Tenure / TOPFreehold / 2027