HIGHLAND RESIDENCES

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Hougang / Punggol / Sengkang (D19)LandedTOP: Not listed

Key facts

Property typeLanded
TenureFreehold
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$25,064 /mo

Loan amountS$5,250,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$5,250,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$45,600 /month

S$25,064 estimated instalment

Your affordability range

S$5,950,000

Buyer value

S$7,000,000

Recommended

S$7,560,000

Comfortable

Buyer stamp duty

S$359,600

Legal fees (est.)

S$3,500

Total cash needed

S$2,113,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$45,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration5 bed / 3 bath
Floor area3,300 sqft
LayoutRequest from agent

Price trend

Jul 2025

S$2,314/psf

Feb '19Apr '22Jul '25
Listing psfS$2,121 psf
Project avg psfNot listed
Market sample24 records

Transactions

Jul 2025Sale recordS$4,230,000(2,314 psf)
May 2025Sale recordS$4,180,000(2,589 psf)
Apr 2025Sale recordS$3,700,000(2,126 psf)
Mar 2023Sale recordS$1,850,000(1,219 psf)
Jan 2023Sale recordS$3,500,000(1,385 psf)
Dec 2022Sale recordS$4,838,000(2,780 psf)
Recent sale records24
Recent rental records0
Tenure / TOPFreehold / Not listed