CITY REGENCY

Save
Balestier / Toa Payoh (D12)CondoTOP: 2009

Key facts

Property typeCondo
TenureFreehold
TOP2009
Total units56
DeveloperFragrance Homes Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,485 /mo

Loan amountS$520,542 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$520,542

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$4,500 /month

S$2,485 estimated instalment

Your affordability range

S$590,000

Buyer value

S$800,000

Recommended

S$860,000

Comfortable

Buyer stamp duty

S$18,600

Legal fees (est.)

S$3,500

Total cash needed

S$301,558

Kai insight

Based on this price, the Singpass-style estimate needs about S$4,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Similar listings

View all

Floor plan

Configuration1 bed / 1 bath
Floor area484 sqft
LayoutRequest from agent

Price trend

Nov 2025

S$1,621/psf

Aug '21Nov '23Nov '25
Listing psfS$1,653 psf
Project avg psfS$1,434 psf
Market sample14 records

Transactions

Nov 2025Sale recordS$785,000(1,621 psf)
Sept 2025Sale recordS$746,500(1,541 psf)
Aug 2025Sale recordS$1,325,000(1,520 psf)
Jun 2025Sale recordS$1,380,000(1,623 psf)
Dec 2024Sale recordS$730,000(1,507 psf)
Oct 2024Sale recordS$1,760,000(1,248 psf)
Recent sale records14
Recent rental records97
Tenure / TOPFreehold / 2009