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Balestier / Toa Payoh (D12)CondoTOP: 2017

Key facts

Property typeCondo
TenureFreehold
TOP2017
Total units154
DeveloperLVND Homes Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,017 /mo

Loan amountS$631,983 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$631,983

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$5,500 /month

S$3,017 estimated instalment

Your affordability range

S$720,000

Buyer value

S$950,000

Recommended

S$1,030,000

Comfortable

Buyer stamp duty

S$23,100

Legal fees (est.)

S$3,500

Total cash needed

S$344,617

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 1 bath
Floor area484 sqft
LayoutRequest from agent

Price trend

Oct 2025

S$1,841/psf

Jan '22Sept '23Oct '25
Listing psfS$1,963 psf
Project avg psfS$1,741 psf
Market sample20 records

Transactions

Oct 2025Sale recordS$1,370,000(1,841 psf)
May 2025Sale recordS$1,155,000(1,731 psf)
Dec 2024Sale recordS$1,049,444(1,761 psf)
Sept 2024Sale recordS$930,000(1,920 psf)
May 2024Sale recordS$953,000(1,807 psf)
Apr 2024Sale recordS$965,000(1,830 psf)
Recent sale records20
Recent rental records417
Tenure / TOPFreehold / 2017