NOVENA REGENCY

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Newton / Novena (D11)CondoTOP: 2017

Key facts

Property typeCondo
TenureFreehold
TOP2017
Total units55
DeveloperFragrance Realty Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,201 /mo

Loan amountS$670,478 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$670,478

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$5,800 /month

S$3,201 estimated instalment

Your affordability range

S$760,000

Buyer value

S$1,090,000

Recommended

S$1,180,000

Comfortable

Buyer stamp duty

S$28,200

Legal fees (est.)

S$3,500

Total cash needed

S$451,222

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 1 bath
Floor area495 sqft
LayoutRequest from agent

Price trend

Oct 2024

S$1,828/psf

May '23Dec '23Oct '24
Listing psfS$2,202 psf
Project avg psfS$1,806 psf
Market sample6 records

Transactions

Oct 2024Sale recordS$905,000(1,828 psf)
Sept 2024Sale recordS$2,680,888(1,706 psf)
Dec 2023Sale recordS$2,400,000(1,517 psf)
Nov 2023Sale recordS$880,000(1,777 psf)
Oct 2023Sale recordS$960,000(2,074 psf)
May 2023Sale recordS$1,250,000(1,935 psf)
Recent sale records6
Recent rental records207
Tenure / TOPFreehold / 2017