A TREASURE TROVE

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2015

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2015
Total units882
DeveloperSim Lian JV (Punggol Central) Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,802 /mo

Loan amountS$796,313 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

MPTC Punggol LRT Station
Nearby
MPUNGGOL LRT STATION
Nearby
SVALOUR PRIMARY SCHOOL
0.6 km
SPUNGGOL GREEN PRIMARY SCHOOL
0.8 km
View all nearby

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$796,313

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,900 /month

S$3,802 estimated instalment

Your affordability range

S$900,000

Buyer value

S$1,350,000

Recommended

S$1,460,000

Comfortable

Buyer stamp duty

S$38,600

Legal fees (est.)

S$3,500

Total cash needed

S$595,787

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area775 sqft
LayoutRequest from agent

Price trend

Jul 2024S$/psfDec 2025
Listing psfS$1,742 psf
Project avg psfS$1,370 psf
Market sample192 records

Transactions

Dec 202501-05S$1,275,000(1,645 psf)
Dec 202511-15S$1,750,000(1,676 psf)
Dec 202506-10S$1,268,000(1,636 psf)
Dec 202506-10S$1,485,000(1,623 psf)
Dec 202501-05S$1,980,000(1,415 psf)
Nov 202516-20S$2,300,000(1,085 psf)
Recent sale records192
Recent rental records985
Tenure / TOP99-year Leasehold / 2015
A Treasure Trove Condominium For Sale at $1,350,000 | Homejourney