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Orchard / River Valley (D09)CondoTOP: 2024

Key facts

Property typeCondo
TenureFreehold
TOP2024
Total units120
DeveloperBukit Sembawang Estates Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$8,371 /mo

Loan amountS$1,753,374 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,753,374

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$15,200 /month

S$8,371 estimated instalment

Your affordability range

S$1,990,000

Buyer value

S$2,683,094

Recommended

S$2,900,000

Comfortable

Buyer stamp duty

S$103,754

Legal fees (est.)

S$3,500

Total cash needed

S$1,036,974

Kai insight

Based on this price, the Singpass-style estimate needs about S$15,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area872 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$2,678/psf

Mar '22Mar '23Mar '26
Listing psfS$3,077 psf
Project avg psfS$2,681 psf
Market sample22 records

Transactions

Mar 2026Sale recordS$2,450,000(2,678 psf)
Feb 2026Sale recordS$2,200,000(2,523 psf)
Dec 2025Sale recordS$3,480,000(2,966 psf)
Aug 2023Sale recordS$1,498,000(2,729 psf)
Jul 2023Sale recordS$1,881,220(2,731.2 psf)
Jun 2023Sale recordS$2,994,106.25(2,639.833 psf)
Recent sale records22
Recent rental records73
Tenure / TOPFreehold / 2024