Key facts
Property typeCondo
Tenure99-year Leasehold
TOP2020
Total units578
DeveloperGem Homes Pte Ltd
Maintenance feeConfirm with MCST
Affordability
Est. stress-tested repayment
S$5,224 /mo
Loan amountS$1,094,166 (75%)
Stress rate4.00%
Loan tenure30 years
MRT & Schools(within 1km)
NS19 Toa Payoh MRT Station
NearbySearch on other sites
4 portals
Financing eligibility
Loan fit based on this listing price and current Singapore purchase rules.
Maximum loan amount
S$1,094,166
Based on 75% LTV and valuation
Income needed (TDSR 55%)
S$9,500 /month
S$5,224 estimated instalment
Your affordability range
S$1,240,000
Buyer value
S$1,458,888
Recommended
S$1,580,000
Comfortable
Buyer stamp duty
S$42,955
Legal fees (est.)
S$3,500
Total cash needed
S$411,177
Kai insight
Based on this price, the Singpass-style estimate needs about S$9,500 monthly income before existing loan commitments.
Explore loan optionsEstimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.
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Floor plan
Configuration2 bed / 2 bath
Floor area678 sqft
LayoutRequest from agent
Price trend
Mar 2026
S$3,845/mo
Oct '24Jul '25Mar '26
Listing psfS$2,152 psf
Project avg psfNot listed
Market sample1000 records
Transactions
Mar 20261 BR · 400-500 · LORONG 5 TOA PAYOHS$3,150
Mar 20262 BR · 600-700 · LORONG 5 TOA PAYOHS$3,700
Mar 20262 BR · 600-700 · LORONG 5 TOA PAYOHS$3,600
Mar 20263 BR · 900-1000 · LORONG 5 TOA PAYOHS$5,500
Mar 20262 BR · 600-700 · LORONG 5 TOA PAYOHS$3,950
Mar 20262 BR · 600-700 · LORONG 5 TOA PAYOHS$3,800
Recent sale records0
Recent rental records1000
Tenure / TOP99-year Leasehold / 2020