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Orchard / River Valley (D09)CondoTOP: 2011

Key facts

Property typeCondo
TenureFreehold
TOP2011
Total units240
DeveloperSC Global Developments
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$14,251 /mo

Loan amountS$2,985,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,985,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$25,900 /month

S$14,251 estimated instalment

Your affordability range

S$3,380,000

Buyer value

S$3,980,000

Recommended

S$4,300,000

Comfortable

Buyer stamp duty

S$178,400

Legal fees (est.)

S$3,500

Total cash needed

S$1,176,900

Kai insight

Based on this price, the Singpass-style estimate needs about S$25,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area1,249 sqft
LayoutRequest from agent

Price trend

May 2026

S$7,450/mo

Dec '24Sept '25May '26
Listing psfS$3,187 psf
Project avg psfNot listed
Market sample386 records

Transactions

May 20262 BR · 900-1000 · CAIRNHILL CIRCLES$6,400
May 20262 BR · 1100-1200 · CAIRNHILL CIRCLES$8,500
Apr 20263 BR · 1700-1800 · CAIRNHILL CIRCLES$12,500
Apr 20262 BR · 1300-1400 · CAIRNHILL CIRCLES$9,500
Apr 20262 BR · 1200-1300 · CAIRNHILL CIRCLES$7,800
Apr 20263 BR · 1700-1800 · CAIRNHILL CIRCLES$15,500
Recent sale records0
Recent rental records386
Tenure / TOPFreehold / 2011