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Orchard / River Valley (D09)CondoTOP: 2011

Key facts

Property typeCondo
TenureFreehold
TOP2011
Total units102
DeveloperBukit Sembawang Estates Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$20,872 /mo

Loan amountS$4,371,964 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$4,371,964

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$37,900 /month

S$20,872 estimated instalment

Your affordability range

S$4,950,000

Buyer value

S$6,680,000

Recommended

S$7,210,000

Comfortable

Buyer stamp duty

S$340,400

Legal fees (est.)

S$3,500

Total cash needed

S$2,651,936

Kai insight

Based on this price, the Singpass-style estimate needs about S$37,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration4 bed / 4 bath
Floor area2,163 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$2,835/psf

Aug '21Mar '23Jan '26
Listing psfS$3,088 psf
Project avg psfS$2,695 psf
Market sample18 records

Transactions

Jan 2026Sale recordS$5,437,422(2,834.5 psf)
Dec 2025Sale recordS$5,375,000(2,771.5 psf)
Jul 2025Sale recordS$5,700,000(2,596 psf)
Jun 2024Sale recordS$5,406,500(2,786 psf)
Mar 2024Sale recordS$5,880,000(2,718 psf)
Feb 2024Sale recordS$5,951,000(2,751 psf)
Recent sale records18
Recent rental records232
Tenure / TOPFreehold / 2011