116 LORONG 2 TOA PAYOH

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LORONG 2 TOA PAYOH SINGAPORE 310116HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,605 /mo

Loan amountS$304,000 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$304,000

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$5,400 /month

S$1,605 estimated instalment

Your affordability range

S$320,000

Buyer value

S$380,000

Recommended

S$490,000

Comfortable

Buyer stamp duty

S$8,309

Legal fees (est.)

S$3,500

Total cash needed

S$87,809

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 1 bath
Floor area678 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$940/psf

Mar '25Nov '25Jul '26
Listing psfS$560 psf
Project avg psfS$674 psf
Market sample100 records

Transactions

Jul 20264 ROOM · 19 TO 21S$943,000(1,019 psf)
Jul 20265 ROOM · 10 TO 12S$1,158,000(861 psf)
Jun 20264 ROOM · 28 TO 30S$960,000(1,037 psf)
Jun 20264 ROOM · 19 TO 21S$928,000(854 psf)
Jun 20263 ROOM · 13 TO 15S$345,000(509 psf)
Jun 20264 ROOM · 25 TO 27S$1,028,000(1,049 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
116 Lorong 2 Toa Payoh HDB For Sale at $380,000 | Homejourney