WATERFORD RESIDENCE

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Orchard / River Valley (D09)CondoTOP: 2011

Key facts

Property typeCondo
Tenure999-year Leasehold
TOP2011
Total units118
DeveloperHoi Hup Realty Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$12,114 /mo

Loan amountS$2,537,406 (75%)
Stress rate4.00%
Loan tenure30 years
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MRT & Schools(within 1km)

DT20 Fort Canning MRT Station
Nearby
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,537,406

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$22,000 /month

S$12,114 estimated instalment

Your affordability range

S$2,880,000

Buyer value

S$3,880,000

Recommended

S$4,190,000

Comfortable

Buyer stamp duty

S$172,400

Legal fees (est.)

S$3,500

Total cash needed

S$1,518,494

Kai insight

Based on this price, the Singpass-style estimate needs about S$22,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration4 bed / 3 bath
Floor area1,816 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$2,037/psf

Apr '22Sept '23Feb '26
Listing psfS$2,137 psf
Project avg psfS$1,863 psf
Market sample23 records

Transactions

Feb 2026Sale recordS$2,850,000(2,037 psf)
Oct 2025Sale recordS$2,628,000(2,200 psf)
Sept 2025Sale recordS$2,490,000(2,098.5 psf)
Aug 2025Sale recordS$3,580,000(1,630 psf)
Jun 2025Sale recordS$2,817,500(2,117 psf)
Apr 2025Sale recordS$3,700,000(1,693 psf)
Recent sale records23
Recent rental records271
Tenure / TOP999-year Leasehold / 2011