HERON BAY

Save
Hougang / Punggol / Sengkang (D19)CondoTOP: 2016

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2016
Total units394
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,509 /mo

Loan amountS$1,153,861 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,153,861

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,000 /month

S$5,509 estimated instalment

Your affordability range

S$1,310,000

Buyer value

S$1,999,999

Recommended

S$2,160,000

Comfortable

Buyer stamp duty

S$69,599

Legal fees (est.)

S$3,500

Total cash needed

S$919,237

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 2 bath
Floor area1,281 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,324/psf

Oct '24Jul '25Mar '26
Listing psfS$1,561 psf
Project avg psfS$1,201 psf
Market sample53 records

Transactions

Mar 2026Sale recordS$1,696,000(1,324 psf)
Feb 2026Sale recordS$1,538,888(1,222 psf)
Jan 2026Sale recordS$1,838,000(1,435 psf)
Dec 2025Sale recordS$2,015,000(1,445.5 psf)
Nov 2025Sale recordS$2,330,000(1,557 psf)
Oct 2025Sale recordS$1,854,000(1,447.5 psf)
Recent sale records53
Recent rental records83
Tenure / TOP99-year Leasehold / 2016