539 HOUGANG STREET 52

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HOUGANG STREET 52 SINGAPORE 530539HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,758 /mo

Loan amountS$711,892 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$711,892

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$12,500 /month

S$3,758 estimated instalment

Your affordability range

S$760,000

Buyer value

S$1,080,000

Recommended

S$1,170,000

Comfortable

Buyer stamp duty

S$27,800

Legal fees (est.)

S$3,500

Total cash needed

S$399,408

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 3 bath
Floor area1,615 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$557/psf

Aug '24Nov '25Jul '26
Listing psfS$669 psf
Project avg psfS$551 psf
Market sample100 records

Transactions

Jul 20264 ROOM · 10 TO 12S$600,000(557 psf)
Jul 20264 ROOM · 04 TO 06S$598,000(556 psf)
Jun 2026EXECUTIVE · 07 TO 09S$980,000(619 psf)
Jun 2026EXECUTIVE · 07 TO 09S$1,000,000(632 psf)
Jun 20264 ROOM · 01 TO 03S$588,000(546 psf)
May 2026EXECUTIVE · 10 TO 12S$983,000(621 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed