THE VALES

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2017

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2017
Total units517
DeveloperAnchorvale Residences Pte. Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$7,581 /mo

Loan amountS$1,587,823 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,587,823

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$13,800 /month

S$7,581 estimated instalment

Your affordability range

S$1,800,000

Buyer value

S$2,600,000

Recommended

S$2,810,000

Comfortable

Buyer stamp duty

S$99,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,115,277

Kai insight

Based on this price, the Singpass-style estimate needs about S$13,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration5 bed / 4 bath
Floor area1,593 sqft
LayoutRequest from agent

Price trend

Aug 2024S$/psfJan 2026
Listing psfS$1,632 psf
Project avg psfS$1,329 psf
Market sample235 records

Transactions

Jan 202606-10S$2,380,000(1,688 psf)
Dec 202501-05S$2,280,000(1,367 psf)
Dec 202511-15S$1,400,000(1,548 psf)
Dec 202506-10S$1,725,000(1,669 psf)
Dec 202511-15S$1,245,000(1,629 psf)
Dec 202501-05S$1,450,000(1,585 psf)
Recent sale records235
Recent rental records135
Tenure / TOP99-year Leasehold / 2017
The Vales Condominium For Sale at $2,600,000 | Homejourney