705 HOUGANG AVENUE 2

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HOUGANG AVENUE 2 SINGAPORE 530705HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,767 /mo

Loan amountS$713,664 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$713,664

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$12,600 /month

S$3,767 estimated instalment

Your affordability range

S$760,000

Buyer value

S$949,000

Recommended

S$1,020,000

Comfortable

Buyer stamp duty

S$23,070

Legal fees (est.)

S$3,500

Total cash needed

S$261,906

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 3 bath
Floor area1,593 sqft
LayoutRequest from agent

Price trend

Jun 2026

S$529/psf

Nov '24Sept '25Jun '26
Listing psfS$596 psf
Project avg psfS$560 psf
Market sample100 records

Transactions

Jun 20264 ROOM · 04 TO 06S$530,888(542 psf)
Jun 20265 ROOM · 01 TO 03S$690,000(509 psf)
Jun 20264 ROOM · 04 TO 06S$525,000(536 psf)
May 2026EXECUTIVE · 04 TO 06S$1,010,000(601 psf)
May 20264 ROOM · 04 TO 06S$545,000(544 psf)
May 20263 ROOM · 01 TO 03S$420,000(582 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed