FH UNDERVALUED 2 BED 2 BATH IN D9 $26XX PSF CCR LOWER THAN OCR FH CHEAPER THAN 99

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2 MOUNT EMILY ROAD DUET EMILY SINGAPORE 228484CondoTOP: Not listed

Key facts

Property typeCondo
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,524 /mo

Loan amountS$1,366,500 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,366,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$11,900 /month

S$6,524 estimated instalment

Your affordability range

S$1,550,000

Buyer value

S$1,822,000

Recommended

S$1,970,000

Comfortable

Buyer stamp duty

S$60,700

Legal fees (est.)

S$3,500

Total cash needed

S$519,700

Kai insight

Based on this price, the Singpass-style estimate needs about S$11,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area678 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$2,182/psf

May '24May '25Mar '26
Listing psfS$2,687 psf
Project avg psfNot listed
Market sample100 records

Transactions

Mar 2026Sale recordS$2,630,000(2,182 psf)
Jan 2026Sale recordS$1,950,000(2,183 psf)
Jan 2026Sale recordS$2,620,000(2,173 psf)
Dec 2025Sale recordS$1,958,000(2,166 psf)
Dec 2025Sale recordS$1,230,000(2,078 psf)
Dec 2025Sale recordS$2,170,000(2,168 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed