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Balestier / Toa Payoh (D12)CondoTOP: 1994

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP1994
Total units71
DeveloperDelight Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,720 /mo

Loan amountS$988,695 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$988,695

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,600 /month

S$4,720 estimated instalment

Your affordability range

S$1,120,000

Buyer value

S$1,580,000

Recommended

S$1,710,000

Comfortable

Buyer stamp duty

S$48,600

Legal fees (est.)

S$3,500

Total cash needed

S$643,405

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 3 bath
Floor area1,270 sqft
LayoutRequest from agent

Price trend

Aug 2025

S$1,187/psf

Dec '21Dec '23Aug '25
Listing psfS$1,244 psf
Project avg psfS$1,038 psf
Market sample20 records

Transactions

Aug 2025Sale recordS$1,508,000(1,187 psf)
Jul 2025Sale recordS$975,000(1,192 psf)
Apr 2025Sale recordS$1,230,000(1,002 psf)
Feb 2025Sale recordS$950,000(1,161 psf)
Jan 2025Sale recordS$1,505,000(1,185 psf)
Oct 2024Sale recordS$970,000(1,186 psf)
Recent sale records20
Recent rental records82
Tenure / TOP99-year Leasehold / 1994