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Clementi Park / Upper Bukit Timah (D21)CondoTOP: 1980

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP1980
Total units269
DeveloperOcean & Capital Properties Pte Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$7,090 /mo

Loan amountS$1,485,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,485,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$12,900 /month

S$7,090 estimated instalment

Your affordability range

S$1,680,000

Buyer value

S$1,980,000

Recommended

S$2,140,000

Comfortable

Buyer stamp duty

S$68,600

Legal fees (est.)

S$3,500

Total cash needed

S$567,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area1,830 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$2,663/psf

Jul '24Apr '25Mar '26
Listing psfS$1,082 psf
Project avg psfNot listed
Market sample100 records

Transactions

Mar 2026Sale recordS$6,736,440(2,663 psf)
Jan 2026Sale recordS$808,000(1,706 psf)
Dec 2025Sale recordS$1,038,880(1,693 psf)
Dec 2025Sale recordS$6,717,720(2,656 psf)
Oct 2025Sale recordS$1,160,000(1,891 psf)
Oct 2025Sale recordS$1,500,000(1,161 psf)
Recent sale records100
Recent rental records0
Tenure / TOP99-year Leasehold / 1980