111 EMERALD HILL

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Orchard / River Valley (D09)CondoTOP: 2012

Key facts

Property typeCondo
TenureFreehold
TOP2012
Total units40
DeveloperEmerald Land Pte. Ltd.
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$17,665 /mo

Loan amountS$3,700,085 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$3,700,085

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$32,100 /month

S$17,665 estimated instalment

Your affordability range

S$4,190,000

Buyer value

S$5,299,999

Recommended

S$5,720,000

Comfortable

Buyer stamp duty

S$257,599

Legal fees (est.)

S$3,500

Total cash needed

S$1,861,013

Kai insight

Based on this price, the Singpass-style estimate needs about S$32,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area2,121 sqft
LayoutRequest from agent

Price trend

Oct 2025

S$2,405/psf

Mar '22May '24Oct '25
Listing psfS$2,499 psf
Project avg psfS$2,326 psf
Market sample10 records

Transactions

Oct 2025Sale recordS$5,100,000(2,405 psf)
Sept 2025Sale recordS$4,825,000(2,275.5 psf)
Aug 2025Sale recordS$5,650,000(2,343 psf)
Nov 2024Sale recordS$5,550,000(2,302 psf)
May 2024Sale recordS$5,800,000(2,406 psf)
Feb 2023Sale recordS$4,725,000(2,344 psf)
Recent sale records10
Recent rental records73
Tenure / TOPFreehold / 2012