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Balestier / Toa Payoh (D12)CondoTOP: 2019

Key facts

Property typeCondo
TenureFreehold
TOP2019
Total units212
DeveloperThe Singapore-Johore Express Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,498 /mo

Loan amountS$942,233 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$942,233

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,200 /month

S$4,498 estimated instalment

Your affordability range

S$1,070,000

Buyer value

S$1,400,000

Recommended

S$1,510,000

Comfortable

Buyer stamp duty

S$40,600

Legal fees (est.)

S$3,500

Total cash needed

S$501,867

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area517 sqft
LayoutRequest from agent

Price trend

Nov 2025

S$2,448/psf

Oct '22Apr '24Nov '25
Listing psfS$2,708 psf
Project avg psfS$2,430 psf
Market sample19 records

Transactions

Nov 2025Sale recordS$2,615,000(2,448 psf)
Sept 2025Sale recordS$2,525,000(2,522 psf)
Aug 2025Sale recordS$1,168,000(2,261 psf)
Dec 2024Sale recordS$2,150,000(2,081 psf)
Nov 2024Sale recordS$2,350,000(2,274 psf)
Oct 2024Sale recordS$2,763,333.333(2,216.333 psf)
Recent sale records19
Recent rental records468
Tenure / TOPFreehold / 2019