124 LORONG 1 TOA PAYOH

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LORONG 1 TOA PAYOH SINGAPORE 310124HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,107 /mo

Loan amountS$399,200 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$399,200

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$7,000 /month

S$2,107 estimated instalment

Your affordability range

S$420,000

Buyer value

S$499,000

Recommended

S$620,000

Comfortable

Buyer stamp duty

S$11,736

Legal fees (est.)

S$3,500

Total cash needed

S$115,036

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 1 bath
Floor area850 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$681/psf

Oct '25Mar '26Jul '26
Listing psfS$587 psf
Project avg psfS$672 psf
Market sample100 records

Transactions

Jul 20262 ROOM · 04 TO 06S$290,000(657 psf)
Jul 20265 ROOM · 10 TO 12S$910,000(705 psf)
Jun 20263 ROOM · 31 TO 33S$830,000(1,134 psf)
Jun 20263 ROOM · 07 TO 09S$350,000(500 psf)
Jun 20263 ROOM · 01 TO 03S$378,888(533 psf)
Jun 20263 ROOM · 04 TO 06S$330,000(458 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
124 Lorong 1 Toa Payoh HDB For Sale at $499,000 | Homejourney