THE GARDENS AT BISHAN

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Ang Mo Kio / Bishan / Thomson (D20)CondoTOP: 2004

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2004
Total units756
DeveloperFirst Garden Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,512 /mo

Loan amountS$1,363,986 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,363,986

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$11,800 /month

S$6,512 estimated instalment

Your affordability range

S$1,550,000

Buyer value

S$2,380,000

Recommended

S$2,570,000

Comfortable

Buyer stamp duty

S$88,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,108,114

Kai insight

Based on this price, the Singpass-style estimate needs about S$11,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area1,206 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,878/psf

Jun '24May '25Mar '26
Listing psfS$1,973 psf
Project avg psfS$1,508 psf
Market sample49 records

Transactions

Mar 2026Sale recordS$2,264,000(1,878 psf)
Feb 2026Sale recordS$2,300,000(1,874 psf)
Jan 2026Sale recordS$1,540,000(1,745 psf)
Nov 2025Sale recordS$2,150,000(1,783 psf)
Oct 2025Sale recordS$1,825,000(1,773 psf)
Sept 2025Sale recordS$1,755,000(1,656 psf)
Recent sale records49
Recent rental records481
Tenure / TOP99-year Leasehold / 2004