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Orchard / River Valley (D09)CondoTOP: 2011

Key facts

Property typeCondo
TenureFreehold
TOP2011
Total units75
DeveloperNovelty Group
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,396 /mo

Loan amountS$1,339,728 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,339,728

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$11,600 /month

S$6,396 estimated instalment

Your affordability range

S$1,520,000

Buyer value

S$1,980,000

Recommended

S$2,140,000

Comfortable

Buyer stamp duty

S$68,600

Legal fees (est.)

S$3,500

Total cash needed

S$712,372

Kai insight

Based on this price, the Singpass-style estimate needs about S$11,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area904 sqft
LayoutRequest from agent

Price trend

Sept 2025

S$2,127/psf

Sept '21Oct '23Sept '25
Listing psfS$2,190 psf
Project avg psfS$1,976 psf
Market sample19 records

Transactions

Sept 2025Sale recordS$1,580,000(2,127 psf)
Jan 2025Sale recordS$1,558,000(2,098 psf)
Nov 2024Sale recordS$1,635,000(2,201 psf)
Aug 2024Sale recordS$2,350,000(2,003 psf)
Jul 2024Sale recordS$2,037,000(2,253 psf)
Jun 2024Sale recordS$2,348,000(2,001 psf)
Recent sale records19
Recent rental records222
Tenure / TOPFreehold / 2011