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Orchard / River Valley (D09)CondoTOP: 1980

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP1980
Total units48
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$11,258 /mo

Loan amountS$2,358,219 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,358,219

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$20,500 /month

S$11,258 estimated instalment

Your affordability range

S$2,670,000

Buyer value

S$3,200,000

Recommended

S$3,460,000

Comfortable

Buyer stamp duty

S$131,600

Legal fees (est.)

S$3,500

Total cash needed

S$976,881

Kai insight

Based on this price, the Singpass-style estimate needs about S$20,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration6 bed / 3 bath
Floor area2,906 sqft
LayoutRequest from agent

Price trend

Oct 2025

S$1,032/psf

Apr '22Jun '23Oct '25
Listing psfS$1,101 psf
Project avg psfS$1,082 psf
Market sample7 records

Transactions

Oct 2025Sale recordS$3,000,000(1,032 psf)
Dec 2024Sale recordS$2,450,000(1,035 psf)
Jul 2023Sale recordS$2,500,000(1,167 psf)
Jun 2023Sale recordS$3,050,000(984 psf)
Oct 2022Sale recordS$2,502,666.667(1,110.667 psf)
May 2022Sale recordS$3,300,000(1,135 psf)
Recent sale records7
Recent rental records29
Tenure / TOP99-year Leasehold / 1980