538 UPPER CROSS STREET

Save
UPPER CROSS STREET SINGAPORE 050538HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,152 /mo

Loan amountS$407,640 (80%)
Stress rate4.00%
Loan tenure25 years
See financing eligibility

Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$407,640

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$7,200 /month

S$2,152 estimated instalment

Your affordability range

S$430,000

Buyer value

S$599,000

Recommended

S$650,000

Comfortable

Buyer stamp duty

S$12,570

Legal fees (est.)

S$3,500

Total cash needed

S$207,430

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 1 bath
Floor area645 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$945/psf

Jul '24Jul '25Jul '26
Listing psfS$929 psf
Project avg psfS$790 psf
Market sample100 records

Transactions

Jul 20263 ROOM · 10 TO 12S$610,000(945 psf)
May 20263 ROOM · 16 TO 18S$565,000(875 psf)
Apr 20263 ROOM · 16 TO 18S$610,000(833 psf)
Mar 20263 ROOM · 10 TO 12S$528,000(818 psf)
Mar 20263 ROOM · 07 TO 09S$460,000(657 psf)
Jan 20263 ROOM · 07 TO 09S$566,000(876 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed