62 LORONG 4 TOA PAYOH

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LORONG 4 TOA PAYOH SINGAPORE 310062HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,534 /mo

Loan amountS$669,610 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$669,610

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$11,800 /month

S$3,534 estimated instalment

Your affordability range

S$710,000

Buyer value

S$1,090,000

Recommended

S$1,180,000

Comfortable

Buyer stamp duty

S$28,200

Legal fees (est.)

S$3,500

Total cash needed

S$452,090

Kai insight

Based on this price, the Singpass-style estimate needs about S$11,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration4 bed / 2 bath
Floor area1,119 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$547/psf

Jan '25Nov '25Jul '26
Listing psfS$974 psf
Project avg psfS$748 psf
Market sample100 records

Transactions

Jul 20263 ROOM · 10 TO 12S$365,000(547 psf)
Jun 20265 ROOM · 19 TO 21S$1,280,000(975 psf)
Jun 20265 ROOM · 04 TO 06S$1,020,888(784 psf)
Jun 20263 ROOM · 04 TO 06S$288,000(418 psf)
May 20265 ROOM · 01 TO 03S$1,036,800(796 psf)
May 20265 ROOM · 04 TO 06S$1,060,000(814 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed