BLISS@KOVAN

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2015

Key facts

Property typeCondo
TenureFreehold
TOP2015
Total units140
DeveloperBBR Kovan Pte. Ltd.
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$11,172 /mo

Loan amountS$2,340,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,340,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$20,300 /month

S$11,172 estimated instalment

Your affordability range

S$2,650,000

Buyer value

S$3,120,000

Recommended

S$3,760,000

Comfortable

Buyer stamp duty

S$148,335

Legal fees (est.)

S$3,500

Total cash needed

S$931,835

Kai insight

Based on this price, the Singpass-style estimate needs about S$20,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area2,357 sqft
LayoutRequest from agent

Price trend

Dec 2025

S$1,205/psf

Dec '21Jan '24Dec '25
Listing psfS$1,324 psf
Project avg psfS$1,476 psf
Market sample21 records

Transactions

Dec 2025Sale recordS$2,620,000(1,205 psf)
Oct 2025Sale recordS$1,450,000(1,727 psf)
May 2025Sale recordS$2,380,000(1,906 psf)
Apr 2025Sale recordS$2,530,000(1,141 psf)
Jan 2025Sale recordS$1,600,000(1,728 psf)
Nov 2024Sale recordS$1,212,500(1,678.5 psf)
Recent sale records21
Recent rental records213
Tenure / TOPFreehold / 2015