THE COLLECTIVE AT ONE SOPHIA

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District 09CondoTOP: Not listed

Key facts

Property typeCondo
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,459 /mo

Loan amountS$933,945 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$933,945

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,100 /month

S$4,459 estimated instalment

Your affordability range

S$1,060,000

Buyer value

S$1,248,000

Recommended

S$1,350,000

Comfortable

Buyer stamp duty

S$34,520

Legal fees (est.)

S$3,500

Total cash needed

S$352,075

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area452 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$2,996/psf

Nov '24Aug '25Feb '26
Listing psfS$2,761 psf
Project avg psfS$2,755 psf
Market sample14 records

Transactions

Feb 2026Sale recordS$2,290,000(2,996 psf)
Jan 2026Sale recordS$1,363,000(2,814 psf)
Dec 2025Sale recordS$2,136,000(2,795 psf)
Nov 2025Sale recordS$2,063,500(2,780 psf)
Oct 2025Sale recordS$1,286,333.333(2,778.333 psf)
Sept 2025Sale recordS$1,257,500(2,781.5 psf)
Recent sale records14
Recent rental records0
Tenure / TOPNot listed / Not listed