31 MARGARET DRIVE

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MARGARET DRIVE SINGAPORE 140031HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,414 /mo

Loan amountS$457,424 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$457,424

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$8,000 /month

S$2,414 estimated instalment

Your affordability range

S$490,000

Buyer value

S$680,000

Recommended

S$730,000

Comfortable

Buyer stamp duty

S$15,000

Legal fees (est.)

S$3,500

Total cash needed

S$241,076

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area506 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$1,091/psf

Jun '25Nov '25Jul '26
Listing psfS$1,344 psf
Project avg psfS$1,130 psf
Market sample10 records

Transactions

Jul 20263 ROOM · 01 TO 03S$680,000(1,019 psf)
Jul 20263 ROOM · 10 TO 12S$800,000(1,180 psf)
Jul 20262 ROOM · 07 TO 09S$490,000(969 psf)
Jul 20265 ROOM · 13 TO 15S$1,390,000(1,196 psf)
Jun 20263 ROOM · 22 TO 24S$795,000(1,191 psf)
Nov 20253 ROOM · 16 TO 18S$825,000(1,236 psf)
Recent sale records10
Recent rental records0
Tenure / TOPNot listed / Not listed