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Clementi Park / Upper Bukit Timah (D21)LandedTOP: 1984

Key facts

Property typeLanded
TenureFreehold
TOP1984
Total units210
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$32,226 /mo

Loan amountS$6,750,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$6,750,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$58,600 /month

S$32,226 estimated instalment

Your affordability range

S$7,650,000

Buyer value

S$9,000,000

Recommended

S$12,850,000

Comfortable

Buyer stamp duty

S$653,612

Legal fees (est.)

S$3,500

Total cash needed

S$2,907,112

Kai insight

Based on this price, the Singpass-style estimate needs about S$58,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration6 bed / 6 bath
Floor area5,980 sqft
LayoutRequest from agent

Price trend

Dec 2025

S$2,297/psf

Oct '22Dec '24Dec '25
Listing psfS$1,505 psf
Project avg psfS$1,990 psf
Market sample7 records

Transactions

Dec 2025Sale recordS$4,038,000(2,297 psf)
Oct 2025Sale recordS$6,150,000(1,828 psf)
Jan 2025Sale recordS$5,850,000(1,948 psf)
Dec 2024Sale recordS$4,400,000(2,523 psf)
Sept 2024Sale recordS$6,080,000(1,985 psf)
Aug 2023Sale recordS$4,950,000(1,705 psf)
Recent sale records7
Recent rental records29
Tenure / TOPFreehold / 1984