LUCIDA

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Newton / Novena (D11)CondoTOP: 2011

Key facts

Property typeCondo
TenureFreehold
TOP2011
Total units62
DeveloperNovelty Organisation Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,225 /mo

Loan amountS$885,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$885,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,700 /month

S$4,225 estimated instalment

Your affordability range

S$1,000,000

Buyer value

S$1,180,000

Recommended

S$1,270,000

Comfortable

Buyer stamp duty

S$31,800

Legal fees (est.)

S$3,500

Total cash needed

S$330,300

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area624 sqft
LayoutRequest from agent

Price trend

Jun 2026

S$4,000/mo

Sept '24Sept '25Jun '26
Listing psfS$1,891 psf
Project avg psfNot listed
Market sample142 records

Transactions

Jun 20262 BR · 1000-1100 · SUFFOLK ROADS$4,000
May 20262 BR · 1000-1100 · SUFFOLK ROADS$4,000
May 20262 BR · 1000-1100 · SUFFOLK ROADS$4,500
May 20261 BR · 600-700 · SUFFOLK ROADS$3,350
May 20262 BR · 1000-1100 · SUFFOLK ROADS$4,200
Apr 20262 BR · 1000-1100 · SUFFOLK ROADS$4,500
Recent sale records0
Recent rental records142
Tenure / TOPFreehold / 2011
Lucida Condominium For Sale at $1,180,000 | Homejourney