THE CRITERION

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Sembawang / Yishun (D27)CondoTOP: 2018

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2018
Total units505
DeveloperIsland Glades Developments Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,641 /mo

Loan amountS$972,106 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$972,106

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,400 /month

S$4,641 estimated instalment

Your affordability range

S$1,100,000

Buyer value

S$1,418,000

Recommended

S$1,530,000

Comfortable

Buyer stamp duty

S$41,320

Legal fees (est.)

S$3,500

Total cash needed

S$490,714

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area1,023 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,373/psf

Sept '24Jun '25Feb '26
Listing psfS$1,386 psf
Project avg psfS$1,267 psf
Market sample43 records

Transactions

Feb 2026Sale recordS$1,105,000(1,372.5 psf)
Jan 2026Sale recordS$1,400,000(1,372 psf)
Dec 2025Sale recordS$1,425,972(1,298.5 psf)
Nov 2025Sale recordS$1,438,000(1,406 psf)
Oct 2025Sale recordS$1,367,000(1,403.75 psf)
Sept 2025Sale recordS$1,400,000(1,275 psf)
Recent sale records43
Recent rental records95
Tenure / TOP99-year Leasehold / 2018