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Balestier / Toa Payoh (D12)CondoTOP: 2013

Key facts

Property typeCondo
TenureFreehold
TOP2013
Total units48
DeveloperKaiwatt Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,225 /mo

Loan amountS$885,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$885,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,700 /month

S$4,225 estimated instalment

Your affordability range

S$1,000,000

Buyer value

S$1,180,000

Recommended

S$1,270,000

Comfortable

Buyer stamp duty

S$31,800

Legal fees (est.)

S$3,500

Total cash needed

S$330,300

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 1 bath
Floor area657 sqft
LayoutRequest from agent

Price trend

May 2026

S$3,200/mo

Sept '24Sept '25May '26
Listing psfS$1,796 psf
Project avg psfNot listed
Market sample157 records

Transactions

May 20261 BR · 500-600 · PEGU ROADS$3,200
Apr 20262 BR · 500-600 · PEGU ROADS$3,450
Mar 20261 BR · 400-500 · PEGU ROADS$2,800
Mar 20262 BR · 500-600 · PEGU ROADS$3,200
Mar 20261 BR · 500-600 · PEGU ROADS$3,550
Feb 20261 BR · 400-500 · PEGU ROADS$2,900
Recent sale records0
Recent rental records157
Tenure / TOPFreehold / 2013