GENTLE VILLAS

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Newton / Novena (D11)LandedTOP: 1995

Key facts

Property typeLanded
Tenure99-year Leasehold
TOP1995
Total units71
DeveloperFar East Organization
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$16,230 /mo

Loan amountS$3,399,525 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$3,399,525

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$29,500 /month

S$16,230 estimated instalment

Your affordability range

S$3,850,000

Buyer value

S$6,843,350

Recommended

S$7,390,000

Comfortable

Buyer stamp duty

S$350,201

Legal fees (est.)

S$3,500

Total cash needed

S$3,797,526

Kai insight

Based on this price, the Singpass-style estimate needs about S$29,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration5 bed / 4 bath
Floor area2,900 sqft
LayoutRequest from agent

Price trend

Mar 2025

S$1,833/psf

Mar '22Mar '24Mar '25
Listing psfS$2,360 psf
Project avg psfS$1,563 psf
Market sample6 records

Transactions

Mar 2025Sale recordS$4,088,000(1,833 psf)
Sept 2024Sale recordS$3,872,500(1,721 psf)
Mar 2024Sale recordS$3,500,000(1,592 psf)
Sept 2022Sale recordS$3,400,000(1,508 psf)
Jul 2022Sale recordS$3,450,000(1,497 psf)
Mar 2022Sale recordS$5,700,000(1,066 psf)
Recent sale records6
Recent rental records57
Tenure / TOP99-year Leasehold / 1995