THE VERMONT ON CAIRNHILL

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Orchard / River Valley (D09)CondoTOP: 2014

Key facts

Property typeCondo
TenureFreehold
TOP2014
Total units158
DeveloperBukit Sembawang View Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$14,322 /mo

Loan amountS$3,000,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$3,000,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$26,000 /month

S$14,322 estimated instalment

Your affordability range

S$3,400,000

Buyer value

S$4,000,000

Recommended

S$4,320,000

Comfortable

Buyer stamp duty

S$179,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,183,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$26,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,442 sqft
LayoutRequest from agent

Price trend

May 2026

S$7,714/mo

Dec '24Sept '25May '26
Listing psfS$2,774 psf
Project avg psfNot listed
Market sample348 records

Transactions

May 20263 BR · 1300-1400 · CAIRNHILL RISES$7,700
May 20263 BR · 1400-1500 · CAIRNHILL RISES$8,100
May 20265 BR · 2700-2800 · CAIRNHILL RISES$13,800
May 20262 BR · 900-1000 · CAIRNHILL RISES$5,700
May 20263 BR · 1300-1400 · CAIRNHILL RISES$8,200
May 20262 BR · 800-900 · CAIRNHILL RISES$5,000
Recent sale records0
Recent rental records348
Tenure / TOPFreehold / 2014