85A LORONG 4 TOA PAYOH

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LORONG 4 TOA PAYOH SINGAPORE 311085HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$1,638 /mo

Loan amountS$310,400 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$310,400

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$5,500 /month

S$1,638 estimated instalment

Your affordability range

S$330,000

Buyer value

S$388,000

Recommended

S$430,000

Comfortable

Buyer stamp duty

S$6,617

Legal fees (est.)

S$3,500

Total cash needed

S$87,717

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area731 sqft
LayoutRequest from agent

Price trend

Aug 2026

S$899/psf

Feb '25Dec '25Aug '26
Listing psfS$531 psf
Project avg psfS$548 psf
Market sample100 records

Transactions

Aug 20265 ROOM · 16 TO 18S$1,180,000(899 psf)
Jul 20263 ROOM · 10 TO 12S$365,000(547 psf)
Jun 20265 ROOM · 04 TO 06S$1,020,888(784 psf)
Jun 20265 ROOM · 19 TO 21S$1,280,000(975 psf)
Jun 20263 ROOM · 04 TO 06S$288,000(418 psf)
May 20264 ROOM · 10 TO 12S$890,000(795 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed