475A UPPER SERANGOON CRESCENT

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UPPER SERANGOON CRESCENT SINGAPORE 531475HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,628 /mo

Loan amountS$687,332 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$687,332

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$12,100 /month

S$3,628 estimated instalment

Your affordability range

S$730,000

Buyer value

S$1,000,000

Recommended

S$1,080,000

Comfortable

Buyer stamp duty

S$24,600

Legal fees (est.)

S$3,500

Total cash needed

S$340,768

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 2 bath
Floor area1,205 sqft
LayoutRequest from agent

Price trend

Aug 2026

S$799/psf

May '25Jan '26Aug '26
Listing psfS$830 psf
Project avg psfS$713 psf
Market sample100 records

Transactions

Aug 20263 ROOM · 13 TO 15S$560,000(777 psf)
Aug 20265 ROOM · 07 TO 09S$880,000(730 psf)
Aug 20263 ROOM · 16 TO 18S$640,888(889 psf)
Jul 20265 ROOM · 13 TO 15S$1,076,000(893 psf)
Jul 20265 ROOM · 13 TO 15S$900,888(747 psf)
Jul 20264 ROOM · 04 TO 06S$650,000(656 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed