UNDERVALUED FREEHOLD 4 BEDROOMS $19XXPSF CHEAPER THAN EC READY SOON

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31 FLORA DRIVE KASSIA SINGAPORE 509904CondoTOP: Not listed

Key facts

Property typeCondo
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$9,578 /mo

Loan amountS$2,006,250 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,006,250

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$17,400 /month

S$9,578 estimated instalment

Your affordability range

S$2,270,000

Buyer value

S$2,675,000

Recommended

S$2,890,000

Comfortable

Buyer stamp duty

S$103,350

Legal fees (est.)

S$3,500

Total cash needed

S$775,600

Kai insight

Based on this price, the Singpass-style estimate needs about S$17,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 4 bath
Floor area1,345 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,526/psf

Sept '25Dec '25Mar '26
Listing psfS$1,989 psf
Project avg psfNot listed
Market sample100 records

Transactions

Mar 2026Sale recordS$1,330,000(1,471 psf)
Mar 2026Sale recordS$2,546,000(1,892 psf)
Mar 2026Sale recordS$2,559,000(1,902 psf)
Mar 2026Sale recordS$1,690,000(1,276 psf)
Mar 2026Sale recordS$1,690,000(1,276 psf)
Mar 2026Sale recordS$748,000(1,336 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed