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Balestier / Toa Payoh (D12)CondoTOP: 2015

Key facts

Property typeCondo
TenureFreehold
TOP2015
Total units104
DeveloperTiara Land Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,110 /mo

Loan amountS$860,930 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$860,930

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,500 /month

S$4,110 estimated instalment

Your affordability range

S$980,000

Buyer value

S$1,250,000

Recommended

S$1,350,000

Comfortable

Buyer stamp duty

S$34,600

Legal fees (est.)

S$3,500

Total cash needed

S$427,170

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 1 bath
Floor area667 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$1,820/psf

Dec '21May '23Jan '26
Listing psfS$1,874 psf
Project avg psfS$1,721 psf
Market sample19 records

Transactions

Jan 2026Sale recordS$915,000(1,819.5 psf)
Dec 2025Sale recordS$755,000(1,754 psf)
Nov 2025Sale recordS$912,500(1,791.5 psf)
Aug 2025Sale recordS$865,500(1,757.5 psf)
Jul 2025Sale recordS$810,000(1,881 psf)
Jan 2024Sale recordS$785,000(1,823 psf)
Recent sale records19
Recent rental records296
Tenure / TOPFreehold / 2015
Okio Condominium For Sale at $1,250,000 | Homejourney